Suffolk County Bankruptcy Attorney

Place Your Financial Future in the Right Hands

Bankruptcy is an underestimated and stigmatized solution to serious financial hardship. Because the U.S. government created bankruptcy law to assist Americans through overwhelming adversity, taking full advantage of this tool is your right, and many more people choose to file bankruptcy than you might believe. In fact, some of our country’s most influential figures filed bankruptcy before attaining substantial success.

At the Law Office of Seni Popat, we are proud to dispel common myths about bankruptcy. Our goal for every Suffolk County client is to transform this process from an inevitable ending to a powerful beginning. At our firm, bankruptcy is our passion, and we look forward to helping you surmount this challenging time as soon as possible.

If you’re ready to take the first steps toward a better future, we’re ready to assist. Contact us online or call (718) 340-3385 to begin.

Guiding You Through Every Step of Bankruptcy in Suffolk County

While deciding to file bankruptcy may have been a significant challenge, it was only the first in a series of choices you will need to make during your proceeding. Fortunately, our attorney has years of experience guiding and representing clients through bankruptcy, and he is fully prepared to put his skills and insight to work for your case.

The Law Office of Seni Popat has developed a reputation for:

• Genuine, compassionate legal support
• An empathetic attitude combined with high-powered strategies
• Comprehensive solutions to a wide variety of legal issues
• Complimentary and fully personalized case reviews

Suffolk County individuals and families trust our bankruptcy services because of our commitment to improving the community, one client at a time.

Types of Bankruptcy

One of the most important decisions we will make is the chapter of bankruptcy you file. Not everyone will qualify for every type of bankruptcy, and one chapter’s advantages may appeal to you more than another.

If you have few to no assets and very little income, for example, Chapter 7 may be the perfect solution. Chapter 7 is called liquidation bankruptcy because your assets are sold (i.e. liquidated) to cover as much debt as possible. The court will then discharge leftover debt after liquidating your assets. Qualifying for Chapter 7 is difficult, however, as you will need to pass a means test to demonstrate your need for relief.

If your income is too high for Chapter 7, or you have a home, vehicle, or other valuable asset you want to keep, you may consider Chapter 13. Chapter 13 is a form of debt restructuring, in which the court establishes a 3-5-year repayment plan. This chapter is best for those who have the means to pay their creditors in a reasonable amount of time.

We also assist New York taxi drivers who have suffered due to the rise of rideshare apps. We understand the struggle you may be facing in today’s competitive and rapidly changing market, and we can help you find the bankruptcy solution you need.

Other Bankruptcy Issues We Can Help With

If you owe creditors a significant amount of money, you may be enduring their endless collection attempts. Credit card debt collection can be extraordinarily difficult to withstand, especially if your creditors resort to extreme measures. They may obtain a court order, for example, to place a levy on your bank account.

These collection attempts may even cross the line into creditor harassment. At the Law Office of Seni Popat, we can help you understand your rights as a debtor and determine the best possible method of ending these collection attempts, preserving your access to your funds, and even delaying or preventing serious consequences like foreclosure.

Contact Our Suffolk County Team Today for Immediate Support

Our Suffolk County bankruptcy lawyer aims to help clients survive unparalleled adversity and thrive for years to come. Because we believe firmly in the power of knowledge, we do everything in our professional power to help educate clients and prepare them for future trials. Whether you are only now considering bankruptcy or you have already begun the process, we are ready to step in as soon as possible and advance your best interests.

To speak with our dedicated bankruptcy attorney, call (718) 340-3385 or reach out to us online today.