NEW YORK BANKRUPTCY LAWYER

Providing Services in Hindi, Urdu, Punjabi, Marathi, & Gujarati

Have you been struggling with debt for several years? Your financial circumstances may have resulted from a medical emergency, layoff, divorce, or any other unexpected event. No matter the case, debt is a constant source of stress, and it can be easy to believe that financial freedom is simply unattainable.

At the Law Office of Seni Popat, however, our New York bankruptcy lawyer has years of experience helping individuals and families overcome situations just like yours. Bankruptcy is an intimidating legal concept unless you have high-quality, dedicated support, which is what we provide every day for our clients.

Attorney Popat is dedicated to serving all communities throughout New York, but he also has considerable experience representing clients from India, including Muslims, Sikhs, and families from Bengal, Pakistan, and surrounding areas. He can provide services in Hindi, Urdu, Punjabi, Marathi, and Gujarati, which allows him to help families from all around the world achieve freedom from unmanageable debt.

Schedule your free initial consultation with our Indian bankruptcy lawyer in New York by calling (718) 340-3385 or contacting us online.

How Bankruptcy Can Help You

Bankruptcy is a legal process that provides court-ordered relief from qualifying debts. The exact process, timeline, and requirements depend on the chapter you file.

Our New York bankruptcy attorney can help you file:

• Chapter 7 bankruptcy. Chapter 7 typically takes less than six months. The trustee may use your assets to repay creditors, but most people who file Chapter 7 can protect everything they own from this liquidation process by claiming state or federal bankruptcy exemptions. Chapter 7 is the most common type of bankruptcy filed by consumers in the United States. To qualify, you generally must make less than the median income in your state for a household the same size as yours. However, there are some exceptions to this threshold.
• Chapter 13 bankruptcy. Chapter 13 is a much longer process. For 3-5 years, you will make monthly payments toward your debt, and the trustee will collect the payments and distribute the funds to your creditors. It does not involve a liquidation process, but you will need to pay the value of your nonexempt property over the course of your plan. Under certain circumstances, you may benefit from a vehicle loan cramdown and/or second mortgage lien-stripping. There is no income limit for Chapter 13, but you must owe less than $419,275 in unsecured debt and $1,257,850 in secured debt.

No matter which chapter you file, your petition will trigger a court order called the automatic stay. This order protects you from all types of debt collection tactics for the duration of your case. As such, you will be free from calls, letters, lawsuits, wage garnishment, foreclosure, repossession, and more.

Once your case is complete, the court will discharge qualifying debts. When a debt is discharged, the borrower is no longer liable for it, and the creditor or debt collector is no longer allowed to pursue it. This elimination of debt is permanent. You can receive a debt discharge after either Chapter 7 or Chapter 13.

Through bankruptcy, you may be able to wipe out debts such as:

• Medical bills
• Credit card debt
• Unsecured personal loans (e.g. “payday loans”)
• Unpaid utility bills
• Old income taxes (in certain cases)
• Student loans (in rare cases)

Bankruptcy can also eliminate your liability for mortgage debt and automobile loans, but that may not mean you are safe from foreclosure or repossession. Our New York bankruptcy lawyer can provide a more personalized assessment of how bankruptcy may improve your financial circumstances and affect your property ownership.

Are you ready to begin your bankruptcy process? Call (718) 340-3385 or contact us online. We can answer your questions and address your concerns during your complimentary case evaluation.

NEW YORK PERSONAL INJURY ATTORNEY

Serving Indian Families and Communities from All Around the World

Were you injured in a car accident or other unexpected event? You may be entitled to substantial compensation if the incident was caused by another party’s negligence. Compensation might not make your physical and emotional suffering disappear, but it may cover all your medical expenses, as well as lost wages, the cost of property repair, and more.

The Law Office of Seni Popat has years of experience helping injured clients obtain the financial compensation they need and deserve. Our attorney has developed a reputation in New York for fierce litigation, knowledgeable counsel, and a personal commitment to the wellbeing of his clients.

When you work with our New York personal injury lawyer, he can help you:

• Gather evidence
• Develop a compelling case
• Protect you from mistreatment or manipulation from your insurance company
• Portray your situation in the best possible lighting
• Help you avoid court without reducing your settlement
• Help you take the necessary steps to maximize your compensation
• Provide information about your rights, your options, and the New York laws that may affect your case

As a New York lawyer, Seni Popat has extensive experience serving clients with a wide range of backgrounds. In particular, he is personally dedicated to providing legal services for individuals and families from India, including Pakistan, Bengal, and other areas. He has assisted Muslim families, Sikhs, and clients from many other communities throughout the Indian subcontinent.

For a free initial consultation with our Indian personal injury attorney in New York, call (718) 340-3385 or contact us online. We speak Hindi, Urdu, Punjabi, Marathi, and Gujarati.

Cases We Handle

Each type of injury and accident comes with different legal implications for a personal injury lawsuit. At the Law Office of Seni Popat, our attorney has considerable experience with a wide range of case types, and he takes as much time as necessary to fully assess your situation before developing a personalized legal strategy.

Our New York personal injury law firm can assist you with all the following events, and more:

• Car accidents
• Truck accidents
• Motorcycle accidents
• Slip and fall accidents
• Construction accidents
• Medical malpractice
• Nursing home injuries and abuse
• Catastrophic injuries

No matter what level of injury you have sustained, our attorney is here to provide the compassionate support and aggressive legal advocacy you need. Our goal is to handle the legal complications and processes of your case so you can focus fully on your recovery.

Get the Support You Need Sooner Rather Than Later

The worst thing you can do after an accident is wait to seek professional support. No matter where you live, your personal injury claim will be subject to a statute of limitations, which is the time limit you have to file your case. In New York, the statute of limitations for a personal injury is generally three years, meaning you have three years to initiate the process following the date of your injury. Furthermore, it takes time to develop a solid case that will prove another party’s level of fault.

We also recommend seeking medical treatment right away—even if you don’t believe you’re seriously injured. Immediate medical attention can help you make a full and speedy recovery. It can also prevent a court from reducing your compensation based on your failure to uphold your duty to mitigate damages.

The sooner you get in touch with us, the more time we will have to build a high-powered, effective case on your behalf. Call (718) 340-3385 or send us an online message to schedule your courtesy evaluation today.