Brooklyn Bankruptcy Attorney

Helping Clients Get a Fresh Start in New York

If you're facing financial difficulties and considering bankruptcy, it's essential to have a knowledgeable and compassionate attorney by your side. The Law Office of Seni Popat, P.C., is here to assist you with all aspects of bankruptcy law, providing expert guidance and support throughout the process. Our Brooklyn bankruptcy attorney is dedicated to helping you regain control of your financial future.

Call the Law Office of Seni Popat, P.C. today at (718) 340-3385 orcontact us onlineto schedule a consultation with our bankruptcy lawyer in Brooklyn.

What is Bankruptcy?

Bankruptcy is considered the legal process designed to deliver relief to individuals and businesses overwhelmed by debt. It allows you to eliminate or restructure your debts under the protection of the bankruptcy court. While bankruptcy can seem daunting, it can be a powerful tool to help you get back on your feet financially. There are different types of bankruptcy, which are each tailored to specific circumstances, and we can help you determine the best option for your situation.

Bankruptcy Matters We Handle

• Chapter 7 Bankruptcy: Chapter 7 bankruptcy, also known as liquidation bankruptcy, involves the discharge of most unsecured debts, like credit card debt and medical bills. This process allows you to start fresh by eliminating qualifying debts, although it may involve selling some of your assets. We will guide you through the process, ensuring you understand which assets are exempt and protected.
• Chapter 13 Bankruptcy: Chapter 13 bankruptcy, or reorganization bankruptcy, is created for individuals with a regular income who wish to keep their property while repaying their debts over time. Under a court-approved repayment plan, you can pay off your debts over three to five years. This type of bankruptcy is ideal for those who want to avoid foreclosure or repossession and catch up on missed payments.
• Creditor Harassment: Dealing with constant calls and threats from creditors can be overwhelming. Once you have filed for bankruptcy, an automatic stay will go into effect, stopping all collection activities and giving you much-needed relief from creditor harassment. We can help ensure that your rights are well protected and that creditors comply with the law.
• Foreclosure Defense: If you're at risk of losing your home, bankruptcy can provide a solution to halt foreclosure proceedings. Filing for bankruptcy can give you the time and legal protection you need to negotiate with your lender or catch up on missed mortgage payments. We will work tirelessly to help you stay in your home.
• Frozen Bank Account: A frozen bank account can leave you without access to your funds, making it difficult to meet your basic needs. Filing for bankruptcy can lift the freeze and allow you to access your account again. We will act quickly to resolve this matter and restore your financial stability.
• Wage Garnishment: Wage garnishment can severely impact your ability to pay for daily expenses. By filing for bankruptcy, you can stop wage garnishment and potentially recover some of the garnished wages. We will guide you through the process to protect your income.
• Automobile Repossession: Losing your vehicle can be devastating, especially if it’s your primary means of transportation. Bankruptcy can stop repossession and provide options to catch up on missed payments or restructure your loan. We will help you navigate these options to keep your vehicle.
• Debt Collection: Dealing with aggressive debt collectors can be stressful and intimidating. Bankruptcy provides a legal shield against these collection efforts, allowing you to regain peace of mind. We will handle all communications with creditors so you can focus on rebuilding your financial future.
• Debt Discharge: One of the primary benefits of bankruptcy is the discharge of qualifying debts, freeing you from the obligation to pay them. We will assist you in understanding which debts can be discharged and ensure that you maximize the benefits of bankruptcy.
• Automatic Stays: An automatic stay is an immediate benefit of filing for bankruptcy. It stops all collection activities, including lawsuits, wage garnishments, and foreclosure actions. This stay provides crucial relief and allows you to breathe easier as we work on resolving your financial issues.

Contact Our Bankruptcy Lawyer in Brooklyn Today

Don’t let financial stress take over your life. Contact the Law Office of Seni Popat, P.C., today to schedule a consultation. Our Brooklyn bankruptcy attorney is ready to help you explore your options and take the first steps toward a brighter financial future.

Contact the Law Office of Seni Popat, P.C.today to get started with our Brooklyn bankruptcy attorney.