Bronx Bankruptcy Attorney

Helping Clients Get a Fresh Start

When overwhelming debt threatens your financial stability and peace of mind, the Law Office of Seni Popat, P.C. is here to provide skilled legal assistance. Our Bronx bankruptcy attorney is committed to guiding you through every step of the bankruptcy process, ensuring you understand your options and receive the support you need.

Call the Law Office of Seni Popat, P.C. today at (718) 340-3385orcontact us online to schedule a consultation with our Bronx bankruptcy lawyer.

Bankruptcy Matters Our Attorney in the Bronx Can Help With

• Chapter 7: Chapter 7 bankruptcy, also known as "liquidation bankruptcy," allows for the discharge of most unsecured debts, like credit card debt and medical bills. This process often involves the liquidation of non-exempt assets to repay creditors. We will help you determine if you qualify for Chapter 7 and guide you through the entire process.
• Chapter 13: Chapter 13 bankruptcy, or "reorganization bankruptcy," is ideal for individuals with a regular income who wish to repay their debts over time. This type of bankruptcy involves completing a repayment plan that spans three to five years, allowing you to keep your property while catching up on missed payments. We will assist you in drafting a feasible repayment plan and represent you in court.
• Creditor Harassment: Dealing with persistent creditor harassment can be incredibly stressful. Bankruptcy provides an automatic stay that halts all collection efforts, including phone calls and letters from creditors. We can help you enforce your rights under the bankruptcy laws and put an end to creditor harassment.
• Foreclosure Defense: If you're facing foreclosure, bankruptcy can provide temporary or permanent relief. Chapter 13 bankruptcy can help stop foreclosure proceedings and allow you to catch up on missed mortgage payments. We will work to protect your home and negotiate with your lenders to find a sustainable solution.
• Frozen Bank Account: A frozen bank account can disrupt your life and limit your access to necessary funds. Filing for bankruptcy can release a frozen account and protect your assets. We will work to ensure your bank accounts remain accessible during the bankruptcy process.
• Wage Garnishment: Wage garnishment can significantly affect your financial stability. Filing for bankruptcy triggers an automatic stay, which stops wage garnishments immediately. We will help you navigate the legal process to halt garnishments and protect your income.
• Automobile Repossession: Losing your vehicle to repossession can severely affect your daily life. Bankruptcy can prevent repossession and even recover a repossessed vehicle in certain circumstances. We will explore all options to help you retain your transportation.
• Debt Collection: Aggressive debt collection tactics can add unnecessary stress to your financial woes. Bankruptcy can stop debt collection efforts, providing you with the relief you need. We will manage communications with your creditors and handle all aspects of your case.
• Debt Discharge: One of the primary advantages of bankruptcy is the discharge of debts, which frees you from the legal obligation to pay certain debts. We will help you identify which of your debts are dischargeable and ensure that you receive the maximum benefit from your bankruptcy filing.
• Automatic Stays: The automatic stay is a powerful feature of bankruptcy that stops most legal actions against you the moment you file. This includes lawsuits, foreclosures, repossessions, and collection calls. We will ensure the automatic stay is effectively applied to protect your rights and assets.

Contact Our Bronx Bankruptcy Lawyer Today

If you're ready to take control of your financial future, contact the Law Office of Seni Popat, P.C. today. Our Bronx bankruptcy attorney is here to provide the guidance and support you need to overcome your debt challenges. Reach out to us for a consultation and start your journey toward financial freedom.

Contact the Law Office of Seni Popat, P.C.today to get started with our Bronx bankruptcy attorney.